Did you know that about 20% of American families have no savings? Not only is this quite shocking, as no one knows what unexpected expenses can suddenly appear, but it is also something that can be easily rectified. No matter how much you make, we are used to losing money. Here are the 9 daily habits to stop:
Take too much take-out foo
Sure, it’s easy to buy something for dinner at the end of a hard day, and it doesn’t really sound that expensive, but in reality, it can take up a lot of your finances. The same meal would only cost you a fraction of the price if you make it at home! A good way to cut down on takeout, especially if you work long hours, is to prepare meals or have specific days when everyone cooks at home.
Do not exercise enough
People are so busy these days that most of them lead sedentary lifestyles that involve minimal physical activity. It may seem counterintuitive to say that you should work a little less to have time to practice, but it is something that will benefit you, physically, mentally and economically, in the long run. A healthy mind and body means less risk of getting sick, which comes with many bills.
Buy coffee every day
Going to your favorite cafeteria on the way to work each morning seems almost something you should do, like brushing your teeth or putting on your shoes. But did you know that a cup of coffee costs around 400% more when you buy it than if you make it at home? Think how much money you can save by simply eliminating this habit!